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Paying Down Mortgage vs. Investing Your Money
Secrets Banks and Lenders Don't Want You to Know/ Mortgage Free for Life!
Secrets Banks and Lenders Don't Want You to Know/ Mortgage Free for Life!
The New Mortgage Investment Advisor: Structuring Your Mortgage to Work as a Financial Planning Tool
The New Mortgage Investment Advisor: Structuring Your Mortgage to Work as a Financial Planning Tool
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FICO® Quarterly Monitoring
Mission Retirement from AARP has five segments that emphasize everyone's personal responsibility to save for retirement, the benefits of tax-advantaged savings opportunities, the importance of making the right retirement decisions, and options for managing your assets in retirement. Part 1  Part 2  Part 3  Part 4  Part 5

Vanguard® Plain Talk on Investing™ Video Shorts
How much should you save for retirement?  Is 5% enough to save for retirement? Is 10% better?
Traditional IRA or Roth IRA?  Learn the pros and cons of both IRA types to help you with this investment decision.
Index funds or active funds?  To help you decide whether to invest in index funds or actively managed  funds.
Overlooking fund costs.  High fund costs can eat away at your returns. This video can help you avoid this pitfall. 
Ignoring asset allocation.  Find out why the right mix of stocks, bonds, and cash is essential.
Chasing performance and timing the markets. Timing may prevent you from reaching your financial goals.

Money Talks News
401K Strategy.  If you're throwing a few bucks in the company 401k, that's a great way to save, but we'll tell you how to earn even more for your retirement.
Roth or Regular? 401k Plans.  If you put money in any retirement accounts, you probably have a choice between traditional and Roth: Traditional plans give you deductions now...a Roth offers tax-free money when you retire. But which is best?
Investing vs. Paying Credit Card Debt.  If you carry a balance on one or more credit cards, you're not alone: according to the Federal Reserve, nearly half of American families do. And nearly half of American families also have some sort of bank savings accounts. If you have savings, should you use that money to pay off your credit cards?
Cars Lease or Buy?  If you're in the market for a new car, one of your first decisions will be whether to buy or lease. Which is the better option?
Paying Down Mortgage vs Investing Your Money.  You've got a little extra cash coming in...do you invest it, or would it be smarter to pay extra on your mortgage?
How To Save More Money.  You know you made yourself a promise to to do better both physically and financially this year. Well, we've got some tips to beef up that bank account.
Lending Money to Family: The Legal Way.  There are few people who haven't considered a loan from a family member. But before you tread this potentially perilous path, consider getting some outside help.
You should have a will, even if you don't have money or you're really young. Can you get one without shelling out big bucks, or even going to a lawyer?
Cutting Debt Tips From Pros, Was one of your resolutions to pay off some debt this year? Secrets to pay off that debt from some of the pros

Ben Stein Talks Retirement. 
Part 1 Ben Stein outlines basic steps to begin the retirement planning process, from the use of retirement planning calculators to tips on finding a financial advisor.
Part 2 Retirement Income: How Much and How Do I Get It?  Ben Stein gives guidance on the estimated amount of retirement savings the average couple will need, and highlights key investment tools to bolster retirement savings.
Part 3 Variable Annuities and Retirement Income Ben Stein underscores the benefits of variable annuities as part of a comprehensive retirement plan, including his own family's positive experience using annuities to generate guaranteed retirement income.

Wall Street Journal
Ben Stein: Top Retirement Savings Mistakes, Author, actor and economist Ben Stein speaks to WSJ's Terri Cullen about mistakes to avoid in saving for retirement, the pitfalls of lavish spending and why he's bearish on bonds.
Leveraging Stock Savings During Retirement, Personal finance columnist Jonathan Clements answers a reader's question about the best way best way to get savings out of the stock market upon retirement.
Reasons to Diversify Your Portfolio, Personal Finance columnist Jonathan Clements responds to a 34-year-old reader's question about sinking all of his retirement savings into stocks.
Portfolio Management for Married Couples, Personal finance columnist Jonathan Clements answers a reader's question about how to manage a portfolio when you are married. He says managing the portfolio jointly is tax efficient.
When to Claim Social Security, Personal finance columnist Jonathan Clements answers a reader's question about claiming social security. He says half of Americans claim social security at 62, the earliest age to claim, which could be a big mistake.
Investing a Large Lump Sum, Personal Finance columnist Jonathan Clements answers a reader's email about investing a large lump sum. He says while investing all your money at once on average will net a larger sum, you risk the money if the market declines.
Finding the Best Investment Mix, Personal Finance columnist Jonathan Clements answers a reader's question about characterizing his pension when considering his portfolio and finding the best investment mix.
Considering Bi-Weekly Mortgage Plans, Personal finance columnist Jonathan Clements answers a reader's email about signing up for a bi-weekly mortgage plan, which can save a homeowner thousands of dollars in interest. However, bi-weekly plans pose a few problems, he says.

Places To Retire
Retirement in Panama

Thomasville Georgia

Health
Baby Boomer Women Hardest Hit by Pelvic Health Conditions A new report released today by the National Women's Health Resource Center (NWHRC) reveals for the first time the high prevalence of pelvic health conditions among women in the United States at least one-third of all women (about 35 million) will be treated for a pelvic health condition by the age of 60, with the onset of these conditions highest among Baby Boomers.
Baby Boomers & Heart Disease
10 Million To Get Alzheimer's, A report from the Alzheimer's Association projects that 10 million baby boomers will get Alzheimer's. Dr. Emily Senay speaks with Russ Mitchell about the prognosis.
Synthetic Hormones & Cancer, Dr. Emily Senay speaks with Russ Mitchell about evidence from a new study, showing a link between hormone replacement therapy and breast cancer.
New Hips and Knees with Less Recovery Time, Health Report - Ever have stiffness in the joints? Ever limp when you walk? What if we told you your pain could be eliminated in 48 hours.







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